Question 1

Do I have to sell my assets to spend them?

Accepted Answer

No. Spending draws against the value of what you have locked, at a per-asset haircut, so you keep the position and repay the drawn balance over time instead of selling.

Question 2

Is gether open yet?

Accepted Answer

Not yet. gether is in a waitlist phase. Join the waitlist for early access, and we will email you when we open it.

Question 3

What stops me from spending more than my holdings are worth?

Accepted Answer

A health-factor guardrail declines any spend that would push your position past a safe threshold. You restore headroom by repaying the drawn balance or locking more of what you hold.

Question 4

What can back my spending power?

Accepted Answer

Tokenized stocks, crypto, and cash (a USD stablecoin). Each one takes its own loan-to-value haircut, and what each is currently worth is shown in your account before you lock it.

Question 5

What does it cost?

Accepted Answer

There is no monthly fee. What a drawn balance costs is shown in your account before your first draw.

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