Pay with your stocks.
Gether is the card that spends against your tokenized stocks, crypto and cash.
The card that spends against your stock.
Spend against what you hold.
Every purchase draws on your spending power, which is derived from what your positions are worth now.
Your assets keep working.
What you hold keeps its exposure to price while you spend against it, up and down.
You see your spending power before you tap.
The account shows what each position counts for after its haircut, and what is available now.
How it works.
Deposit: Stocks, crypto and cash come into one account. Nothing is converted. Each position takes its haircut; what survives is your spending power.
Tap: You pay with the card. Your spending power is shown in the account before you tap.
Settle: The charge is drawn against your collateral and adds to your drawn balance. Drawn balances have to be repaid.
FAQ
How do I spend against my assets?
Spending draws against the value of what you have locked, after a per-asset haircut. Your spending power is shown in the account before you tap, and drawn balances have to be repaid.
What stops me from spending more than my holdings are worth?
Spending power is what your locked collateral counts for after each asset's haircut, less what you have already drawn, and it is shown in the account before you tap. Your locked collateral has to stay above a required level relative to what you have drawn. You restore headroom by repaying part of the drawn balance or by depositing more of what you hold.
What can back my spending power?
Stocks, crypto and cash held as a dollar stablecoin. Each takes its own haircut, and what each counts for is shown in your account before you deposit it. Other assets are counted as the rail adds them.
What does it cost?
Drawn balances have to be repaid. The pricing page lists every cost before it applies to anyone.
Who is Gether for?
People and companies who hold positions they would rather keep than sell to pay for things. Gether is built for three classes of holding: stablecoins, major crypto, and stocks with treasuries and funds held as tokens. Gether is in a waitlist phase. Join the waitlist and we will email you when access opens.
Keep what you own. Spend anyway.
We will email you when access opens.